Deposit Assistance & Homebuyer Education

The Equitable Bank participates in many deposit help programs which help income-eligible purchasers receive funds that assist with down payment and closing expenses.

• FHLBC DPP Grant up to $6000
• Residence Consortium DPA up to $5000

We utilize numerous area community teams to offer homebuyer education, which will be necessary for many advance payment support programs.

Credit Builder Loan System

The Credit Builder Loan through the Equitable Bank was created to assist you aren’t no credit or with credit dilemmas to re-establish good credit rating. Additionally it is a fantastic selection for those seeking to saving for a sizable purchase or perhaps an advance payment on a home that is new.

How can it work?

We’ll provide you a collection amount of cash ($500 or higher, centered on your financial predicament) to placed into an interest-earning certification of deposit (CD) in your name. Each you pay back the amount of the loan plus interest month. We are accountable to the credit bureau the way you handle your loan payments every month. You will build a positive credit rating, all while saving money for yourself if you make your monthly payments on time.

FHA (Federal Housing Administration) Loan

VA (Veterans Affairs) Loan

WHEDA Loan (Wisconsin Housing and Economic Developing Authority)

WHEDA loans provide homebuyers a reduced payment per month, reduced price, and shutting price support for the 30-year mortgage that is fixed.

Contact any of y our community specialists that are lending more information.

Meet The Community Lending Team

Veron Gray

Consumer Philosophy

It’s important that my customers comprehend the home loan procedure and I also will usually work with their most useful interest.

Consumer Comments“Veron ended up being really worked and professional beside me through this loan buying procedure for 2.5 years. Thank you Veron for all you work that is hard and.”

“we came across Veron Gray at a very first time house purchasers seminar (WHEDA), she’s for ages been helpful in recent times. I have already been an individual, and my experience happens to be good. Every one has been helpful, friendly and professional.”

Many years of Experience: 17 years

My expertise is very first time house buyers and give programs. I favor helping people recognize their desire having a house!

Gail Milani

Client Philosophy

Every customer and each mortgage is significantly diffent. We make the time for you to learn the person requirements of each and every of my customers and make certain they know all of the options accessible to them. My task would be to be sure that you’re making informed choices regarding your funds and i usually strive to guarantee the procedure can be effortless as you can.

Client Responses

“Working with Gail Milani therefore the Equitable Bank ended up being a really experience that is rewarding. We felt like Gail cared I am happy with the financial solutions she provided to me. about me as a person and”

Many years of Experience: 35 years in banking and 21 years in community financing

My expertise is based on using first-time house purchasers. We just simply just take satisfaction in aiding every individual attain their objective of learning to be a home owner. There’s nothing more gratifying rather than see household move into their brand new house.

Mario Monterrey

Consumer Philosophy

I will be passionate about homeownership and believe that assisting individuals enter a brand new home is a privilege. I will always strive for my clients and treat these with the respect they deserve. My objective is always to do this car title loans type of good task, that my customers cannot help but refer their loved ones and buddies. We use various types of home loan items while focusing on First-Time real estate and Grant tools.

Many years of Experience: 12 Years

With many years of banking experience, We have gained a keen knowledge of home loan financing and banking. This knowledge assists us to ask the proper questions, gather the vital information and make solid suggestions for my clients, predicated on their situation.

Client Philosophy

Developing meaningful relationships with my clients assists us to raised personalize bank services and products to best fit their demands. Every consumer is exclusive and understanding may be the step that is first.

Client Reviews

“Cicily is devoted to her clients. She provides updates to both events, is out of her method to always help and is capable of being upfront and truthful.”

Several years of Experience: 16+ years

I have already been facilitating real estate seminars in both Spanish and English for several years. Being bi-lingual enables me personally to interact with a greater community of people that are seeking guidance in their house purchasing journey. We work closely with United Community Center and Housing Resources, Inc. and also have been in a position to broaden my knowledge and be an specialist in community financing.